:root{
  --ink:#14191f; --ink-2:#3b4552; --muted:#6b7480; --line:#dde2e7;
  --paper:#ffffff; --paper-2:#f4f6f8; --navy:#163d5c; --navy-2:#0f2c44;
  --drop:#3aa0d8; --drop-soft:#e4f2fa;
  --serif:"Newsreader",Georgia,"Times New Roman",serif;
  --sans:"Source Sans 3","Helvetica Neue",Arial,sans-serif;
  --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.6;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--serif);font-weight:500;line-height:1.15;margin:0 0 .5em;color:var(--ink)}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem);letter-spacing:-.01em}
h2{font-size:clamp(1.7rem,3vw,2.4rem)}
h3{font-size:1.35rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.eyebrow{font-family:var(--sans);font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--navy);font-weight:600;margin-bottom:14px}
.lead{font-size:1.2rem;color:var(--ink-2);max-width:62ch}
.muted{color:var(--muted)}
.btn{display:inline-block;padding:13px 24px;border:1px solid var(--navy);color:var(--navy);font-weight:600;font-size:.95rem;letter-spacing:.02em;border-radius:2px}
.btn:hover{background:var(--navy);color:#fff;text-decoration:none}
.btn.solid{background:var(--navy);color:#fff}
.btn.solid:hover{background:var(--navy-2)}
.rule{border:0;border-top:1px solid var(--line);margin:0}

/* Top bar + header */
.topbar{background:var(--navy-2);color:#cfdbe6;font-size:.82rem;letter-spacing:.03em}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;padding-top:7px;padding-bottom:7px}
.topbar a{color:#fff}
header.site{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:84px}
.brand{display:flex;align-items:center;gap:14px}
.brand img{height:54px;width:auto}
.brand span{font-family:var(--serif);font-size:1.05rem;line-height:1.2;color:var(--ink-2);max-width:260px}
nav.main{display:flex;gap:28px;align-items:center}
nav.main a{font-size:.95rem;font-weight:600;color:var(--ink-2);letter-spacing:.01em;padding:6px 0;border-bottom:2px solid transparent}
nav.main a:hover,nav.main a.active{color:var(--navy);border-bottom-color:var(--navy);text-decoration:none}
.nav-toggle{display:none;background:none;border:1px solid var(--line);padding:8px 12px;font:inherit;font-size:.9rem;border-radius:2px}

/* Hero */
.hero{padding:88px 0 72px;background:linear-gradient(180deg,#fff 0%,var(--paper-2) 100%);border-bottom:1px solid var(--line)}
.hero .grid{display:grid;grid-template-columns:1.25fr .75fr;gap:56px;align-items:center}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.hero .mark{padding:36px;background:#fff;border:1px solid var(--line)}
.hero .mark img{margin:0 auto;max-height:260px;width:auto}

/* Sections */
section.block{padding:80px 0}
section.block.alt{background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.four{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);padding:28px}
.card h3{margin-top:10px}
.card .logo{height:96px;display:flex;align-items:center;justify-content:center;border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:6px}
.card .logo img{max-height:84px;max-width:100%;width:auto}
.card dl{margin:14px 0 0;font-size:.95rem}
.card dt{color:var(--muted);font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;margin-top:10px}
.card dd{margin:2px 0 0}
ol.num{counter-reset:n;list-style:none;padding:0;margin:0}
ol.num li{counter-increment:n;position:relative;padding:18px 0 18px 64px;border-top:1px solid var(--line)}
ol.num li:last-child{border-bottom:1px solid var(--line)}
ol.num li::before{content:counter(n,decimal-leading-zero);position:absolute;left:0;top:16px;font-family:var(--serif);font-size:1.6rem;color:var(--drop);line-height:1}
ol.num strong{display:block;font-size:1.05rem;margin-bottom:2px}
ul.check{list-style:none;padding:0;margin:0}
ul.check li{padding:9px 0 9px 28px;position:relative;border-top:1px solid var(--line)}
ul.check li:last-child{border-bottom:1px solid var(--line)}
ul.check li::before{content:"";position:absolute;left:4px;top:19px;width:10px;height:10px;border-radius:50%;background:var(--drop)}
table.norm{width:100%;border-collapse:collapse;font-size:.97rem;margin-top:8px}
table.norm th,table.norm td{text-align:left;vertical-align:top;padding:14px 12px;border-top:1px solid var(--line)}
table.norm th{font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:600;border-top:0}
table.norm tr:last-child td{border-bottom:1px solid var(--line)}
table.norm td:first-child{font-weight:600;white-space:nowrap}
.seal{display:flex;gap:36px;align-items:center}
.seal img{width:180px;flex:none}
.note{background:var(--drop-soft);border-left:3px solid var(--drop);padding:18px 22px;font-size:.97rem}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line);background:#fff}
.stats div{padding:26px 28px;border-right:1px solid var(--line)}
.stats div:last-child{border-right:0}
.stats b{display:block;font-family:var(--serif);font-size:2rem;font-weight:500;color:var(--navy);line-height:1.1}
.stats span{font-size:.92rem;color:var(--muted)}
.page-head{padding:64px 0 40px;border-bottom:1px solid var(--line);background:var(--paper-2)}
.page-head h1{font-size:clamp(2rem,3.6vw,2.9rem)}
.prose{max-width:72ch}
.prose h2{margin-top:2.2em}
.prose h3{margin-top:1.8em}
.cta-band{background:var(--navy-2);color:#dbe6ef;padding:64px 0}
.cta-band h2{color:#fff}
.cta-band .btn{border-color:#fff;color:#fff}
.cta-band .btn:hover{background:#fff;color:var(--navy-2)}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.contact-grid dl{margin:0}
.contact-grid dt{font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-top:18px}
.contact-grid dd{margin:4px 0 0;font-size:1.05rem}
form.contact{display:grid;gap:14px}
form.contact label{font-size:.85rem;font-weight:600;color:var(--ink-2)}
form.contact input,form.contact textarea,form.contact select{width:100%;padding:12px 14px;border:1px solid var(--line);font:inherit;font-size:1rem;border-radius:2px;background:#fff}
form.contact textarea{min-height:140px;resize:vertical}

/* Footer */
footer.site{background:#0b1e2f;color:#aebbc8;padding:56px 0 28px;font-size:.92rem}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;margin-bottom:40px}
footer.site h4{color:#fff;font-family:var(--sans);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px}
footer.site a{color:#dfe7ee}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:8px}
footer.site .legal{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.82rem;color:#8a99a8}
footer.site .brand img{height:44px;filter:brightness(0) invert(1);opacity:.9}


@media (max-width:1024px){
  .brand span{display:none}
  nav.main{gap:18px}
  nav.main a{font-size:.9rem;white-space:nowrap}
}
@media (max-width:900px){
  .hero .grid,.two,.contact-grid{grid-template-columns:1fr}
  .three{grid-template-columns:1fr 1fr}
  .four{grid-template-columns:1fr 1fr}
  footer.site .cols{grid-template-columns:1fr 1fr}
  .stats{grid-template-columns:1fr}
  .stats div{border-right:0;border-bottom:1px solid var(--line)}
  .stats div:last-child{border-bottom:0}
  .hero .mark{order:-1;padding:24px}
  .hero .mark img{max-height:150px}
}
@media (max-width:680px){
  body{font-size:16px}
  .topbar{display:none}
  header.site .wrap{height:72px}
  .brand span{display:none}
  .nav-toggle{display:block}
  nav.main{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;gap:0;padding:8px 24px 16px}
  nav.main.open{display:flex}
  nav.main a{padding:12px 0;border-bottom:1px solid var(--line)}
  .hero{padding:48px 0 44px}
  section.block{padding:56px 0}
  .three,.four{grid-template-columns:1fr}
  .seal{flex-direction:column;align-items:flex-start}
  .seal img{width:140px}
  table.norm thead,table.norm tr:first-child{display:none}
  table.norm tr,table.norm td{display:block;padding-left:0;padding-right:0}
  table.norm tr{padding:14px 0;border-top:1px solid var(--line)}
  table.norm td{border:0;padding:4px 0}
  table.norm td:first-child{white-space:normal;color:var(--navy);font-size:1.05rem}
  footer.site .cols{grid-template-columns:1fr}
}